a) Working Capital Loans/ Overdrafts

The Bank Offers Working Capital and Capital Expenditure loans to businesses in various sectors which include but are not limited to Agriculture, Healthcare, Construction, Retail, Renewable energy and mining. The loans come at very competitive interest rates.

b) Commercial Mortgages

The Bank finances businesses for the acquisition of commercial properties by extending mortgage loans.

c) Asset Finance

Through the provision of medium term loans (3-5 years), the Bank finances the acquisition and upgrading of equipment for businesses. This is in response to the country’s retooling requirements in line with new technology.

d) Bank Guarantees/Bid Bonds

The Bank offers Bank guarantees/ bid bonds to business participating in tenders and contracts that require such.