Kashagi Personal Loans | Steward Bank

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Kashagi Personal Loans

Introducing KaShagi instant personal loans

KaShagi is an instant short term loan designed to take care of those moments where you need to bridge gaps in one’s finances for a short while. The loan application and disbursement process takes place in under 60 seconds by simply dialing *236#.

These loans may be accessed by customers who have an EcoCash wallet or a Steward Bank account. A customer may apply for a KaShagi Personal Loan up to a maximum of ZWL100.

How to apply

  1. Dail*236#
  2. Select Option 3 –Nano Loans
  3. Select Option 1 – KaShagi
  4. Select Option 1 – Apply for KaShagi
  5. Your pre - approved loan amount will be displayed and you can select amount you would like to borrow.
  6. The funds are then deposited into your account

Loan Features


$20 - $100

Tenor (Days)


Handling Fee ( Deducted from principal )


Interest Rate



5%*(principal + penalty m1)


Steward Bank repayment is automated on the anniversary of the loan and deducted from the customer’s account.

  1. Early repayment is also available for customers who wish to repay prior to the repayment date.
  2. Customer initiates repayment from EcoCash banking platform on or before the 30th day of the month.
  3. Repayment amount has to be the same as the outstanding loan amount and not more as it will be declined.
  4. If the customer does not pay and the loan becomes overdue deductions will be scheduled and if the account is not funded the system will continue to phish until the funds are available.

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